Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner.
The guide covers:
While economies continue to recover from the effects of the pandemic, there are signs that the pace of growth is beginning to slow.
According to the Organisation for Economic Co-operation and Development (OECD), the recovery of the world’s major economies is losing momentum. The organisation said consumers remain reluctant to eat out, visit attractions, and shop like they did pre-pandemic. As a result, growth figures are expected to slow over the coming months.
Businesses around the world are also being
Today, homes are likely to be packed with technology to make day-to-day life easier and provide a plethora of entertainment with just a few taps of a button. When you look back over the last 50 years, the commonplace items and even the design of homes have changed enormously, and so has the price tag.
In 2021, house prices reached record highs. According to Land Registry data, the average house price in June 2021 was £265,668, but
The amount of Income Tax paid to HMRC has doubled since the turn of the millennium. With tax bands now frozen until 2026, more workers are likely to find themselves in the higher- or additional-rate tax band. It means it’s more important than ever to make use of allowances to make your money go further.
In the 1999/2000 tax year, £93 billion was paid in Income Tax, according to a Financial Times report. The most recent figures for 2018/19 show
While protection for scam victims is improving, the startling truth is that most scammers are not caught, and victims lose their money. It can have a devastating impact on your financial security now and in the future.
According to new statistics from Quilter, just 1 in 700 incidents of fraud resulted in a conviction in 2019. The findings also show that the conviction rate is falling. Since 2011, fraud convictions have fallen by 10% on average year-on-year.
